Motorcycle Insurance
Enjoy peace of mind with every ride.
Motorcycles are a relatively risky way to get around; accidents can be frequent, and often result in bodily injury. Motorcycle insurance can cover costly medical care, in addition to damage to your bike, other vehicles, and someone else’s property.
Motorcycle Insurance coverages
Bodily injury & property damage liability
Collision and other-than-collision
Medical payments
Uninsured/underinsured motorist
Multi-policy Discounts
Disappearing deductible
Safe driver discount
Additional Coverages Available
Total Loss Coverage For A Brand New Bike
In the event of a total loss, you’ll be awarded the MSRP of a replacement bike (deductibles typically apply). This benefit will likely satisfy an existing loan, or pay for a replacement for your totaled motorcycle. A bike is considered “new” if it’s no more than one model year old on a new policy, or two model years old on a renewal.
Personal Belongings
If you carry items of relative value when you ride, this coverage can compensate you for smartphones, jewelry, hunting gear, or just about anything else that could get lost while riding.
Disappearing Deductible
Most insurance policies come with a deductible. But with this benefit, 25% of your original deductible is removed for each term you don’t have a claim. With four years of responsible behavior and good luck, your deducible will drop to $0. However, in the event you file a claim, the deductible returns to its original amount immediate afterward.
Enhanced Injury Protection
If you’re injured while riding and are no longer able to work, you’ll receive a weekly disability payment for up to two years. This coverage also includes an additional, built-in life insurance policy, to assist your survivors if you’re in a fatal accident.
Roadside Assistance
If your motorcycle is disabled on the side of the road, this coverage will help you get it to the shop, so you don’t have to push it.
Get started with an Motorcycle Insurance Policy
Tobon Insurance is here to help you stay covered when out on the road. We offer a range of motorcycle policies that will fit your needs at a competitive price.
281-558-9393